Job Description

Job Details:

The Retail Mortgage Underwriter will underwrite residential mortgage loans in accordance with Secondary Market, Investor and Government (FHA/VA) and GSE underwriting guidelines.  

In response to COVID-19: A remote work option is available for this role.  Candidates must be within Eastern US Time Zone.  Locality to Levittown, NY is preferred.

You Will:

  • Underwrite FHA/VA and Conventional loan applications ensuring adherence to Company and investor credit quality standards.
  • Analyze and evaluate mortgage loan files, which includes customer’s application, income documentation, appraisal and title reports.
  • Provide support to Loan Officers and Relationship Managers regarding questions and/or clarification of inquiries, loan files, and underwriting guidelines.
  • Ensure timely review and follow-up steps in order to meet and exceed customer’s expectations.

Skills/ Requirements

You Have:

  • 3 + years underwriting residential mortgage experience and conforming conventional experience.
  • FHA DE Status 
  • VA LAPP (preferred, but not required).
  • Working knowledge of Encompass.
  • Strong verbal and written communication skills.
  • A strong commitment to customer service.
  • Capability of working under pressure and meeting deadlines.
  • Computer literacy - experienced with Microsoft Office Suite.

Room for professional growth within the company for the right candidate.


Company Overview:

  • In business for over 40 years, UNMB is licensed to service homeowners and buyers in 20 states
  • One of the exclusive few agencies with direct approval from Fannie Mae, Freddie Mac, FHA/VA and SONYMA
  • Named a “Best Place to Work” by both Newsday and National Mortgage News 2 years in a row
  • A+ Rating with the Better Business Bureau
  • We facilitate your success by offering comprehensive training and modern industry tools from day one