Job Description

Company Overview:

Professionals who desire to join an innovative, progressive and thriving company with an environment conducive to personal growth, high performance and financial success consider United Northern Mortgage Bankers Limited (UNMB) an employer of choice.

UNMB is a highly regarded and expanding mortgage bank, whose success is built on ethical leadership, personal service and embracing technology. Trusted since 1979, UNMB maintains an A+ rating with the Better Business Bureau and we are rated as a Top Mortgage Employer.  In partnership with Lending to Heroes, we are honored to be the preferred lender to members of the NJ State PBA!

Great company culture doesn’t happen on its own.  Ours is developed from a conscious effort to build upon values that include respect, diversity, ethics, balance and teamwork. Understanding what is takes to be a successful team, we are proud to provide comprehensive training programs to support your education and experience.   We are here to help ensure your success with innovative efforts including a Certified Business Coach and a Corporate Relationship coordinator.  

Our technology investment is evident with our suite of solutions that provide support every step of the way. We offer cutting edge marketing/support materials including customizable mobile apps and websites.  We welcome you to reach out and explore your opportunities. 

Job Details:

Are you a Mortgage Loan Originator with the knowledge and skills to execute a pipeline of business, but struggle to find the right referral relationships to keep your pipeline full?

Lending to Heroes, (L2H), a division of United Northern Mortgage Bankers Limited, is a proud supporter of numerous organizations that benefit those who serve, including the NJ State PBA, the Locals, Port Authority of NJ and NY, the NYPD, hospitals, healthcare organizations, veterans affairs and educational foundations.   L2H is proud to be the preferred lender to members of the NJ State PBA and to help those who give so much to our communities!

As a part of the L2H/UNMB Team, you will be responsible for opening, closing and funding all loans according to the proper product type, investor and agency. All loans must comply with state and federal guidelines as well as UNMB corporate processes, procedures and guidelines and be executed in an accurate and timely manner.  If you have struggled to maintain an active pipeline, being a part of the L2H/UNMB team, will open doors for you.  L2H/UNMB has spent years earning the trust of these organizations and we are looking for individuals who share our values in supporting and honoring these men and women who serve within our communities. You must have a current NMLS New Jersey State license.

This position offers flexible scheduling, a supportive/positive management team, substantial earning potential with bonus and commission programs.  Additional incentives include contests and rewards, an excellent benefits package including medical, 401(k) and much more.

You Will:

  • Produce high quality loans which meet investor guidelines, provide excellent customer service and meet minimum production goals.
  • Adhere to all federal and state compliance guidelines relative to the position.
  • Utilize in-house technical systems and programs, (Encompass).
  • Act as advocate for the borrower and as brand ambassador for UNMB.
  • Maintain a professional, upbeat and respectful demeanor.
  • Attend events to raise referral source awareness of UNMB’s products and services.
  • Learn various borrowing programs/processes; stay current with changes, updates and new products.

Room for professional growth within the company for the right candidate.

UNITED NORTHERN MORTGAGE BANKERS LIMITED (NMLS# 7230) is an Equal Opportunity and Affirmative Action Employer committed to workforce diversity.  All qualified applicants will receive consideration without regard to race, religion, age, color, gender, color, gender identity or expression, sexual orientation, national origin, disability status, marital status or veteran status.  Requirements listed above are representative of the knowledge, skill set and/or ability required to successfully execute job/position listed.

Reasonable accommodations will be made to enable individuals with disabilities to perform the essential functions of the job.  Please inform us if you require a reasonable accommodation to apply for a position or perform your job. Employment is contingent upon successful completion of a background investigation.

Skills / Requirements

You Have:

  • High school diploma or equivalent required.
  • NMLS in New Jersey is required.
  • Minimum of 1 year of mortgage experience (closing experience strongly preferred), 2 years of current sales origination experience and demonstrate a willingness to learn.
  • Self-motivation, and are a results driven individual.
  • Good / Working knowledge of the residential mortgage industry loan programs, loan documentation and underwriting guidelines.
  • Knowledge of regulatory, policy and compliance issues pertaining to the mortgage industry.
  • Analytical skills necessary to evaluate credit requests and determine trends in a given market place.
  • Effective and efficient skills to handle multiple, simultaneous, complex tasks / projects.
  • Proficient in Microsoft Office, Excel, Word and lead management/loan origination software, (Encompass).
  • Prior experience with appraisal management systems and Title Companies preferred.