Job: Retail Underwriter

This posting has expired and is no longer available.

Job Description

Company Overview:

Professionals who desire to join an innovative, progressive and thriving company with an environment conducive to personal growth, high performance and financial success consider United Northern Mortgage Bankers Limited (UNMB) an employer of choice.

Great company culture doesn’t happen on its own.  Ours is developed from a conscious effort to build upon values that include respect, diversity, ethics, balance and teamwork. 

For more than 38 years, UNMB has earned its position as one of the most respected and trusted lending institutions.  We are rated a Top Mortgage Employer and have an A+ accredited business ranking from the BBB.  We welcome you to reach out and explore your opportunities. 

Job Details:

As a Retail Mortgage Underwriter will underwrite residential mortgage loans in accordance with Secondary Market, Investor, Government (FHA/VA) and GSE underwriting guidelines.

This is a full time position located at our Corporate Headquarters in Levittown, NY.  Medical benefits are available after 60 days of employment. 401K participation is available on your first day of hire.   

You Will:

  • Underwrite residential loan files and will be responsible for Conventional, FHA/VA loans.
  • Ensure that all loans are underwritten and documented according to appropriate guidelines. Must be familiar with underwriting self-employed borrowers.
  • Have the ability to effectively communicate with Mortgage Lending Officer, Borrowers and Underwriters on loan status, issues and document requirements.
  • Meet established performance and production standards and goals.
  • Take an active role in identifying potential challenges within the underwriting process and/or department and provide recommendations for improvements.
  • Maintain knowledge of applicable underwriting guidelines by completing all training programs and staying current with the industry and business policies and guidelines.
  • Participate in ongoing training programs on an as needed basis.
  • Ensure compliance with applicable federal, state, local laws and regulations.
  • Complete all required compliance and ongoing professional training.
  • Be a team player and perform any other job-related instructions as requested by manager, subject to reasonable accommodations.

 

Skills / Requirements

You Have:

  • An associate degree, a bachelor’s degree is preferred.
  • 3 + years of experience underwriting residential mortgages.
  • Conforming conventional experience and must be an experienced FHA D.E. Underwriter.
  • VA LAPP preferred, but not required.
  • Effective oral, written and interpersonal communication skills with customers, co-workers and all levels of management.
  • Proficiency with Microsoft Office and a working knowledge of Encompass.
  • Ability to identify and resolve problems in timely matter by gathering and analyzing information.
  • Strong organizational skills and are detail oriented.
  • Ability to work under pressure and meet deadlines.
  • Adherence to established policies and procedures pertinent to the position which include but are not limited to BSA, Privacy, CRA and Safeguarding Customer Information.
  • Goal oriented, highly motivated team player with a strong commitment to customer service.

Locations

Florida
Main Street
Tampa, FL 33601
Massachusetts
Main Street
Boston, MA 2108
Maryland
Main Street
Baltimore, MD 21218
Charlotte, NC
1811 Sardis Road North, Suite 207
Charlotte, NC 28270
Elmwood Park, NJ
630 Boulevard Suite 201
Elmwood Park, NJ 7407
Hackettstown, NJ
1567 County Road 51
Hackettstown, NJ 7840
Rockaway, NJ
321 Mt. Hope Avenue
Rockaway, NJ 7866
Bronx, N.Y.
2105 Williamsbridge Road
Bronx, NY 10461
Corporate Office
3601 Hempstead Turnpike, Suite 300
Levittown, NY 11756
Smithtown, NY
398 Route 111
Smithtown, NY 11787
Tarrytown, NY
303 South Broadway, Suite 211
Tarrytown, NY 10591
Florida
Massachusetts
Maryland
Charlotte, NC
Elmwood Park, NJ
Hackettstown, NJ
Rockaway, NJ
Bronx, N.Y.
Corporate Office
Smithtown, NY
Tarrytown, NY

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