Job: Mortgage Underwriter - Long Island NY

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Job Description

Description

Residential Mortgage Loan Underwriter with over 2 years of experience. The Residential Mortgage Loan Underwriter will be responsible for evaluating borrower financial and credit information in tandem with property valuations to determine our borrowers’ credit risk.

The Residential Mortgage Loan Underwriter will be expected to work closely with all members of the production team throughout the process to bring loans to closing.

This is a full time position in our corporate Headquarters in Levittown, NY

Responsibilities will include:

  • Underwrite and evaluate residential loan applications. 
  • Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents
  • Review appraisal reports and communicate with appraisers to resolve any discrepancies discovered in appraisal
  • Perform thorough analysis of applicant's income and expense data, self-employment documentation, credit reports, and property valuations in order to affirm borrower qualifies for loan
  • Calculate qualifying ratios, determine creditworthiness; provide risk opinions

Who We Are:

         We are a diverse, positive group in a well-respected company, trusted for over 36 years in the financial field with a strong reputation and heritage. We have a caring, nurturing and ethical leadership and enjoy an A+ rating with the Better Business Bureau (BBB). Our client base is seniors and we thrive on improving their financial position. We have numerous company outings throughout the year for our team, including an annual picnic, bowling, softball, skiing and a holiday party. We are an equal opportunity employer and recognize individuality and respect in the workplace.

UNITED NORTHERN MORTGAGE BANKERS, LTD (NMLS# 7230) is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to race, religion, color, orientation, gender, age, national origin, veteran status, disability status or marital status. Employment is contingent upon successful completion of a background investigation.

Skills/ Requirements

QUALIFICATIONS

  • Extensive knowledge of all mortgage loan documentation
  • Categorical understanding of the mortgage lending process
  • Ability to carry out requisite loan calculations (DTI, LTV, etc.)
  • Capable of preparing reports of findings
  • Ability to handle multiple files simultaneously
  • Capable of communicating clearly with both borrowers and management
  • Perform well in team environments
  • HS Diploma required. 2 year college degree preferred

Locations

Florida
Main Street
Tampa, FL 33601
Massachusetts
Main Street
Boston, MA 2108
Maryland
Main Street
Baltimore, MD 21218
North Carolina Area Sales Manager
Charlotte Area Location
Charlotte, NC 28201
Elmwood Park, NJ
630 Boulevard Suite 201
Elmwood Park, NJ 7407
Hackettstown, NJ
1567 County Road 51
Hackettstown, NJ 7840
Rockaway, NJ
321 Mt. Hope Avenue
Rockaway, NJ 7866
Bronx, N.Y.
2105 Williamsbridge Road
Bronx, NY 10461
Corporate Office
3601 Hempstead Turnpike, Suite 300
Levittown, NY 11756
Ozone Park, NY
135-30 Rockaway Blvd.
South Ozone Park, NY 11420
Ozone Park, NY (2)
107-03 Rockaway Blvd., 2nd Floor
Ozone Park, NY 11417
Smithtown, NY
398 Route 111
Smithtown, NY 11787
Tarrytown, NY
303 South Broadway, Suite 211
Tarrytown, NY 10591
Florida
Massachusetts
Maryland
North Carolina Area Sales Manager
Elmwood Park, NJ
Hackettstown, NJ
Rockaway, NJ
Bronx, N.Y.
Corporate Office
Ozone Park, NY
Ozone Park, NY (2)
Smithtown, NY
Tarrytown, NY

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